Basic Risk Management Standards

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The SCAC insurance staff has developed a set of basic standards for risk management that all members are expected to adopt and implement within their county’s risk management program. These basic standards have been proven to be an effective way to minimize losses and unnecessary expenses for our members.

SCCWCT Basic Standards For Risk Management

  • All First Reports of Injury should be submitted to the SCCWCT within an average of three days of the member’s knowledge of an incident for all claims during the policy period.
  • All accidents must be investigated using an effective written accident investigation program. A written record of all accident investigations must be maintained and available for SCAC to review. Corrective actions must be documented.
  • All members should establish a Vehicle Accident Review Board (VARB) that has the authority to issue sanctions for accidents that are deemed to be preventable.
  • An effective transitional work program must be in place. Documentation must be available to verify that injured workers have been placed in transitional work whenever it is possible.
  • All members must utilize a designated physician that is recommended by the Trust.
  • All members must complete a self-audit of the risk management program annually of their risk management program utilizing the self-audit provided by SCAC by December 31 each year.

SCCPLT Basic Standards For Risk Management

  • All claims should be submitted to the SCCPLT within an average of three days of the member’s knowledge of an incident for all claims during the policy period.
  • All accidents must be investigated using an effective written accident investigation program. A written record of all accident investigations must be maintained and available for SCAC to review. Corrective actions must be documented.
  • All members should establish a Vehicle Accident Review Board (VARB) that has the authority to issue sanctions for accidents that are deemed to be preventable.
  • All members must complete a self-audit of the risk management program annually of their risk management program utilizing the self-audit provided by SCAC by December 31 each year.