Handling Motor Vehicle Accidents (How to not crash your county's budget)
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The goal of a county’s risk management program is to keep bad things from happening and protecting the county’s assets. Since the most valuable asset a county has is its employees, it only makes sense to mitigate the exposures impacting their safety.
Motor vehicle accidents (MVAs) account for over 10% of all member counties’ workers’ compensation claims and over 54% of their total incurred cost. In addition, MVAs also account for over 63% of property and liability claims within the S.C. Counties Property and Liability Trust. Preventing MVAs can eliminate three types of claims – workers’ compensation, property, and liability.
To address this exposure, Robert Benfield, SCAC Director of Risk Management Services, and Van Henson, SCAC Risk Manager, will be covering the elements of a successful vehicle accident mitigation program (VAMP) including:
Motor Vehicle Accident Investigations
Creation/Implementation of a Vehicle Accident Review Board (VARB) with Sanctions
Driver Training Programs
Annual Motor Vehicle Records Checks